Global Summit 2024

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ARE YOU READY FOR OPEN BANKING?

FDX’s Spring Global Summit 2024 is the most prominent open banking event for the financial ecosystem in 2024.
It’s an event that breaks barriers - open to small, medium, and large businesses alike – and fosters an open and inclusive atmosphere.
Register today!

BECOME A SPONSOR REGISTER BOOK YOUR STAY AGENDA

Embrace open banking

Collaborate with the foremost minds in the financial industry, including business leaders, influencers, tech experts, and key stakeholders, at the FDX Spring Global Summit 2024: Are you ready for Open Banking?

This extraordinary event, open to both FDX Members and other players in the ecosystem, is happening in the heart of Washington, D.C. from March 12th to March 15th, 2024.

As the financial terrain continues to shift, it is essential to remain adaptable and equipped to handle whatever comes your way. Gear up for groundbreaking discussions, industry leading insights, unmatched networking opportunities, the chance to hear from the Director of the Consumer Protection Financial Bureau, Rohit Chopra, and more, at FDX’s largest event.

WHY ATTEND?

Networking

This event provides a dynamic environment to exchange ideas and build relationships. Whether it’s one-off chats in between sessions or connections at the fun evening mixers, position yourself among the who’s who of open banking for strategic networking opportunities.

Get Informed

There is no better way to elevate your knowledge and expertise than engaging in real-time discussions and sessions. Dive into the latest developments and best practices for maximizing your success with open banking.

Strategize & Plan

Live workshops allow you to refine your strategic approach based on real-time information, ensuring you’ll leave this event with a well-defined strategy that is in alignment with the open banking landscape.

FDX SPRING GLOBAL SUMMIT 2024 AGENDA

Agenda

Agenda is subject to change. Sessions and speakers are added each week. Check back often for the most up-to-date information.

2:00 – 5:00 PM

Columbia West

Registration Sponsored by Ninth Wave

2:00 - 3:00 PM

Fairchild

FDX 101
Suited for new members or members who would like a refresher, this informative pre-event session will cover the fundamentals and core concepts of FDX and lay the groundwork for deeper exploration in subsequent sessions.

5:00 - 7:00 PM

Columbia West

Welcome Event Ice Breaker Sponsored by Envestnet
Ignite connections and share insights with open banking leaders at the pre-conference Ice Breaker sponsored by Envestnet!

8:00 – 8:45 AM

Columbia West
Columbia 5.7.9.10

Executive Breakfast Sponsored by Sensedia
The Art of the Possible: Real World Open Finance Results Kickstart the event with a delicious breakfast, networking, and a briefing from Sensedia.

Marta Dalpian Heis, Sicredi
Lisa Arthur, Sensedia

8:45 – 9:00 AM

General Session
Columbia 5.7.9.10

Welcome to FDX Spring Global Summit
Join us to kick off this groundbreaking gathering with a welcome that will set the tone for innovation and collaboration over the course of the event.

Don Cardinal & Brad Jacobsen, FDX

9:00 – 10:00 AM

General Session
Columbia 5.7.9.10

Keynote Panel - State of US Open Banking
Explore the pivotal developments in the U.S. banking industry and open banking ecosystem in 2024, focusing on trust-building, collaboration, ecosystem roles, standards, consumer choice, and cybersecurity, including insights on the anticipated CFPB ruling on personal financial data rights.

Jack Garland, Discover
Jane Barratt, MX
John Pitts, Plaid
Kevin Feltes, JPM Chase
Don Cardinal, FDX

10:05 – 10:50 AM

General Session
Columbia 5.7.9.10

Fireside Chat with CFPB's Director

Rohit Chopra, CFPB
Jane Barratt, MX

10:50 – 12:00 PM

Columbia West

Connect & Collaborate: Extended Networking Break

12:00 – 5:30 PM

Gunston

A Taste of Atomic hosted by Atomic

12:05 – 01:05 PM

Columbia West,
Columbia 5.7.9.10

Executive Lunch Sponsored by Plaid
Aggregators: The Secret Sauce in Your API Recipe

John Pitts

1:05 – 1:35 PM

General Session
Columbia 5.7.9.10

Leadership Panel: Consumer Centric Innovation in Open Banking

Steve Smith, Mastercard
Franklin Garrigues, TD Bank
John Furlan, Apple

1:40 – 2:40 PM

General Session
Columbia 5.7.9.10

Empowering the Ecosystem: A Deep Dive into FDX's Product Vision

Jean-Paul LaClair, Dan Johnston & Cory Clauser - FDX

2:40 – 3:05 PM

Columbia West

Networking Break

3:05 – 3:50 PM

Mainstage
Columbia 5.7.9.10

It’s Our Data Too: Data Sharing for SMB, Accountants, Bookkeepers
Small to medium businesses are experiencing exponential growth, however a challenge persists: the data landscape remains fragmented and non-standardized. Enter Open Finance, a catalyst poised to enable new use cases to benefit this market segment.

John Getchell, Xero
Liz Mason, High Rock Accounting
Jesse Schwarz, JPM Chase
Yumiko Kato, Envestnet

3:05 – 3:50 PM

Columbia 1-2

Getting FDX Ready for APAC

Chikashi Toyoshima, ZeroBank Design Factory
Viktors Garkavijs, Mixefy
Tatsuo Kudo, Authlete

3:55 – 4:40 PM

Mainstage:
Columbia 5.7.9.10

A New Frontier in Privacy and Risk Management
Learn best practices (and pitfalls to avoid) in this dynamic session set to explore developing privacy and risk management expectations for user-permissioned data sharing ecosystem participants as viewed through the lens of existing legal frameworks (such as GLBA), interagency guidance and the proposed 1033 rule.

Zoe Strickland, Future of Privacy Forum
Ryan Miller, American Bankers Association

3:55 – 4:40 PM

Columbia 1-2

Fair Digital Finance: Providing Consumers Meaningful, Accessible Data and Information
Consumer Reports applied its new Fair Digital Finance Framework to evaluate digital finance apps' safety, privacy, and transparency, including: peer-to-peer payment services, BNPL loans, and banking apps. This session will provide an overview of the results, plus what it means for the digital finance ecosystem and future of consumer data in financial services.

Delicia Hand, Consumer Reports

4:45 – 5:30 PM

Mainstage
Columbia 5.7.9.10

Putting Customers First While Preparing for Final Section 1033 Rules
As the CFPB works to finalize its personal financial data rights rule under Section 1033, data providers and data recipients will likely need to take new steps to chart a path to compliance. Come explore how organizations can continue to empower customers and prioritize security and transparency while navigating the requirements Section 1033 may establish, plus areas the rule may not address.

Adam Maarec & Ursula Trelogan, Capital One
Brady Stanger, MX

4:45 – 5:30 PM

Columbia 1-2

Designing for Complex Consumer Relationships
Intermediary and provider consent experiences are designed for primary account holders but relationships established outside the third-party data recipient model should be accommodated too. Join us as we outline the legal basis for these constructs and propose updates to the FDX Consent Guidelines to accommodate these relationships.

Brian Costello, Morningstar Wealth

8:00 – 8:45 AM

Columbia West,
Columbia 5.7.9.10

Executive Breakfast Sponsored by Experian
Open Banking: Driving the Next Wave of innovation in Financial Services
Kickstart the event with a delicious breakfast, networking, and a briefing from Experian titled Open Banking: Driving the Next Wave of Innovation in Financial Services.

Joe Lindsay, Ashley Knight & Scott Brown, Experian

8:00 – 12:00 PM

Gunston

Coffee Connections hosted by MX
Sign up for this opportunity to connect with both old and new colleagues.

8:45 – 9:00 AM

General Session
Columbia 5.7.9.10

Welcome to Tech
Before diving into Day 2 sessions, pop in for a quick welcome and review of what the day holds.

Anil Mahalaha, Akoya
Jason Hendry, USAA

9:00 – 9:45 AM

General Session
Columbia 5.7.9.10

Unpacking 1033 Regulations and Upholding Consumer Protections
In October 2023, CFPB proposed rules to jumpstart competition and advance Open Banking. Under the proposal, requirements are set for data providers, data recipients, aggregators, and standard-setting organizations. We'll cover obligations of these major players under the proposed rulemaking to better understand complexities and ensure customer security into the future.

Anil Mahalaha, Akoya
Jane Barratt, MX
Tom Carpenter, Mastercard
John Pitts, Plaid

9:50 – 10:35 AM

General Session
Columbia 5.7.9.10

Inconvenient Truths: Real-World Open Banking Lessons from Around the Globe
With the introduction of proposed regulation, the US is moving towards the next stage of their open banking journey with much fanfare. Meanwhile, in other regions where regulated open banking has already been active for several years, significant learnings are becoming clear. How prescriptive should regulations be? Are banks going to get the value they expect? This session aims to highlight these lessons and explore how the US might benefit from the experience of other regions to build on the successes and avoid repeating the pitfalls.

Marie Walker, Raidiam
Joseph Heenan, Authlete
Huw Davies, Ozone API
Gibson Nascimento, Sensedia
Eyal Sivan, Mr. Open Banking

10:35 – 11:00 AM

Columbia West

Networking Break

11:00 – 11:30 AM

Mainstage
Columbia 5.7.9.10

FAPI Certification: What, Why & How
FDX adopted FAPI1 Advanced Final in 2021, and compliance with recent FDX API version requires compliance to FAPI. OpenID Foundation runs a comprehensive self- certification program for FAPI that is applicable to all ecosystem participants. Listen in on how it's used in other countries, the benefits, requirements and process.

Joseph Heenan & Mike Leszcz, OpenID Foundation

11:00 – 11:30 AM

Columbia 1-2

User Experience and Consent Working Group Updates

Julie Jackson, JPMChase
Bill Jetter, Intuit

11:00 – 11:30 AM

Columbia 3-4

Challenges of Developer Relations for an Open Banking API
It's not easy to scale an open banking API to handle hundreds of financial institutions and millions of API connections. Creating a high-quality developer experience requires open developer documentation, open source example code, and self-serve API credentials. We'll talk about the challenges faced when providing an open banking API.

Jaime Lopez, Jack Henry

11:35 – 12:05 PM

Mainstage
Columbia 5.7.9.10

API Working Group Updates

Anil Mahalaha, Akoya
David Casillo, JPM Chase

11:35 – 12:05 PM

Columbia 1-2

Unlocking Interoperable FDX-Aligned API access for Longtail Institutions

Aly Yarris, Plaid
Jamie Lang, Alkami

11:35 – 12:05 PM

Columbia 3-4

Supercharge Open Finance with Payroll Data
Open Banking promises to revolutionize how consumers interact with their financial service providers. Integrating payroll data, a currently untapped resource, will be a game-changer in this revolution. This session will envision the impactful changes payroll integrations will have in creating a new open finance landscape.

Trey Botard, Atomic Financial

12:05 – 1:00 PM

Columbia West,
Columbia 5.7.9.10

Lunch

1:00 – 1:40 PM

Technology Frameworks for Secure Data Sharing

This panel is a cross-section of leaders across the industry sharing different perspectives on:

Ways to use technology to support open banking
The benefits of API solutions and the move away from screen scraping
The risks accumulating in the open banking ecosystem
What you can do to support open banking with your tech stack and pitfalls to avoid
What’s next when it comes to tech’s role in enabling secure data sharing

Kathy Wong, Chase
Daniel Weitzner, MIT Computer Science and Artificial Intelligence Laboratory
Brian Costello, Morningstar Wealth
Figen Ceceli, Fidelity Investments
Bill Jetter, Intuit

1:45 – 2:15 PM

Mainstage Columbia 5.7.9.10

Security and Authentication Working Group

Ray Voss, JPM Chase
Wes Dunnington, Ping Identity

1:45 – 2:15 PM

Columbia 1-2

What Regional Banks and Credit Unions Starting Their Open Banking Journey Need to Know

Ken Marker, Zions Bank
Jeff Collemer, Citizens Bank
Nikhil Joseph, Plaid
Louis Grilli, PSCU

2:20 – 2:50 PM

Mainstage
Columbia 5.7.9.10

Customizing Open Banking Delivery Models for the US Market
Examine strategies for U.S. banks of various sizes to effectively adopt open banking considering current regulations. We’ll delve into global best practices and case studies, drawing from Ozone API's experience in supporting various countries to establish and refine their open banking systems, highlighting key lessons learned.

Huw Davies, OzoneAPI

2:20 – 2:50 PM

Columbia 1-2

Lessons Learned: The Journey to FDX Compliance

Justin Bernard, Shashi Yarlagadda & Kelly Kalil, Intuit
Amar Keskar, Charles Schwab
Susan Pandy, Discover

2:20 – 2:50 PM

Columbia 3-4

Akimichi Hirose, Japan Association for Financial API's
The Japan Association for Financial APIs has launched a study group on the advancement of APIs for financial institutions. The study group will examine authentication/authorization methods to improve UI/UX and issues for standardization of API specifications in Japan.

2:55 – 3:25 PM

Mainstage
Columbia 5.7.9.10

Lessons Learned from Beta Certification
The wait is over! Dive into the certification journey as panelists discuss their unique paths to certification success and lessons learned from the process, including insights into a future, full certification program and the value to FDX members.

Vijay Kumar Soni, Discover

2:55 – 3:25 PM

Columbia 1-2

The Current and Future State of Section 1033
In this panel, industry experts come together to discuss the current and future effects of 1033. Hear the panel’s desired changes to the original proposal, what impact the rule has had on the momentum of Open Banking in the US, and what to expect in the future.

Matt Janiga, Trustly
John Piazza, Fifth Third Bank
Joe Lindsay, Experian

2:55 – 3:25 PM

Columbia 3-4

Striking the Right Balance - Compliance, Security and User Experience
In open banking, identity and access management is required to accommodate the multiple facets of delivering new innovative services. Join us to discover a new approach to implementing a fully compliant and secure API authorization mechanism with flexible deployment options, taking full control in providing a seamless user experience.

Ali Adnan & Tatsuo Kudo, Authlete

3:25 – 3:50 PM

Columbia West

Networking Break

3:55 – 4:25 PM

Mainstage
Columbia 5.7.9.10

Consent API 101
An overview of Consent — UX, API, notifications, data-lifecycle — for beginners. FDX task force leaders will help new members and non-members understand what FDX to offer. How to get started and share how the FDX framework provides an out-of-the-box solution you can implement to meet new CFPB requirements.

Camellia George, Koxa
Susan Pandy, Discover

3:55 – 4:25 PM

Columbia 1-2

Tax Data Best Practices

John Brady, H&R Block
Christy Nicholson, Intuit

3:55 – 4:25 PM

Columbia 3-4

Monetizing Open Banking: Case Studies from MENA and APAC
Join Brankas’ Director of Solutions and Partnerships as he unveils key insights from the dynamic SEA and MENA markets implementing open finance technology. You’ll learn how financial institutions and regulators can leverage the inherent value of open finance and open banking and seize opportunities in this innovative proposition.

Roopak Haridasan, Brankas

4:30 – 5:00 PM

Mainstage
Columbia 5.7.9.10

A Deeper Dive into the FDX Consent API
FDX task force leaders go deep into implementation patterns, harder questions, and a roadmap discussion about what's to come in future release. Bring your tricky questions about your own implementations and readiness for new CFPB requirements. We'll have a cleared-eyed discussion and tackle these in a roundtable format.

Camellia George, Koxa
Susan Pandy, Discover

4:30 – 5:00 PM

Columbia 1-2

OFX Working Group Updates

Joseph Herrera, Intuit
Jack Cassaro, Ninth Wave

7:30 PM

Columbia West

Casino Night Sponsored by Discover
If you’re here you’ve already hit the jackpot! Get ready for an evening of table games and connections at our most anticipated networking event – Casino Night sponsored by Discover.

8:00 – 8:55 AM

Columbia West,
Columbia 5.7.9.10

Breakfast

9:00 – 9:45 AM

General Session
Columbia 5.7.9.10

Digital Wallets and Verifiable Credentials for the Open Finance Ecosystem
The increasing popularity of digital wallets is fueled by payments, identity, and crypto use cases. Verifiable Credentials enable the secure assertion tamper-evident claims concerning end-user attributes, ranging from age and affiliation to employment and education credentials. This session will explore the intersection and potential impact of these technologies on the Open Banking ecosystem.

Dinesh Katyal, JPM Chase
Bharat Prasad, USAA
John Furlan, Apple
Przemek Praszczalek, Mastercard

9:50 – 10:20 AM

Mainstage
Columbia 5.7.9.10

All Components of Open Banking as a Data Provider
This comprehensive session offers a macroscopic view of the intricate components involved in Open Banking readiness for both technical and business sides.

Krishna Chitluri, US Bank
Richard Thomas, Bank of America

9:50 – 10:20 AM

Columbia 1-2

High-Security & Interoperable OAuth 2: What’s The Latest?
OAuth2 is basis of the FDX API, but there are challenges when trying to achieve high security and interoperability with OAuth2: Many potential threats need to be addressed, some not part of the original OAuth threat model. Learn the latest best practices and how those affect FDX participants.

Joseph Heenan, Authlete

9:50 – 10:20 AM

Columbia 3-4

Applying FDX API-Style Standards to Your Own APIs
The FDX Authoring Taskforce uses robust open-source tools to validate FDX API files. Learn how these tools and FDX rulesets can be applied by any API provider to maintain consistency with the FDX standards, as well as how to adopt these validation techniques.

Clyde Cutting, Truist

10:20 – 11:40 AM

Columbia West

Networking Break

10:45 – 11:15 AM

Mainstage
Columbia 5.7.9.10

The ROI of Data Aggregation and Standards in Financial Services

Nicky Klein, MX
Reuben Piryatinsky, Altitude Consulting
Ted Spencer, TD
Kristopher Stipech, Moneykit

10:45 – 11:15 AM

Columbia 1-2

FDX and Quantum Computing: Threats, Challenges & Opportunities
Immerse yourself in the relevance of quantum computers in relation to the security of FDX consumer-permissioned data sharing and how FDX can help keep our data sharing ecosystem safe for our consumers, firms and institutions.

Ray Voss, JPM Chase

10:45 – 11:15 AM

Columbia 3-4

Driving Adoption of Open Finance in the Commercial Banking Sector
Discover the potential of Open Finance in commercial banking, examining its preparedness amid technological and regulatory changes. Participants will analyze opportunities/challenges of integrating Open Finance principles into the sector and uncovering predominant use cases.

Florian Wahl, Akoya
Claire Robinson, FISPAN
Robert May, PNC
David Ritter, CI&T
Joe Lindsay, Experian

11:20 – 11:50 AM

Columbia 1-2

FDX API Security Profile 1.0: Securing FDX Endpoints
FDX API Security Profile 1.0 is a new FDX standard that covers the current approved security requirements for all FDX API endpoints. This presentation will provide an introduction to the standard and supply key takeaways for successful and conformant implementations.

Ray Voss, JPM Chase
Venu Mandulapalli, Akoya
Lukasz Jaromin, Cloudentity

11:20 – 11:50 AM

Columbia 3-4

KPIs for APIs: Evaluating the Success of API Connections
APIs aren’t one-size-fits-all; fintechs and banks need to invest and analyze the success of APIs strategically according to their unique goals. In this session, uncover ways to design your API strategy, adapt it when necessary, and measure the performance of your APIs according to effectiveness and profitability.

Lanya Peng, Trustly

11:55 – 12:25 PM

General Session
Columbia 5.7.9.10

TRC & SPTF Updates and Closing Remarks
Before you go, catch this jam-packed session in which TRC and SPTF Co-Chairs will share insights that will guide FDX’s direction in the future.

Jason Hendry, USAA
Anil Mahalaha, Akoya
John Pitts, Plaid

Book your stay.

Located in the heart of Washington, D.C., the iconic Washington Hilton provides easy access to key attractions and is the epicenter of many events, including the upcoming FDX Spring Global Summit 2024. Attendees that book their accommodation early and through FDX’s Room Block with receive preferential rates. This is the event to be at and rooms will go quickly. Book now to take advantage of the savings!