The FDX API works in combination with specific frameworks governing data sharing, secure authentication, data semantics, and syntax. These elements together will do for the financial data sharing ecosystem what the Bluetooth Core Specification, did for connecting devices wirelessly, providing standardization that will make it easier and safer for consumers to use financial data and apps to make good decisions.


The FDX API acts as the intermediary between integrators (financial institutions) and implementers (aggregators, fintechs) for the benefit of the end user. For example:



Whatever the use-case, FDX makes it seamless and secure for the customer and predictable for the industry, while ensuring members of industry can focus their energy where it has the most impact


You must register with the Financial Data Exchange to get access to the API specification.