What is the Financial Data Exchange (FDX)?

The Financial Data Exchange (FDX) is a nonprofit dedicated to unifying the financial industry around a common, interoperable, royalty-free standard for the secure access of consumer and business financial data. FDX is governed by a diverse board of directors from financial services and financial technology companies involved in account aggregation services. All tiers of membership are given the opportunity to participate in the development, growth and industry acceptance of the developed standard and other objectives through FDX working groups.


FDX exists as an independent subsidiary under the umbrella of the Financial Services Information Sharing and Analysis Center (FS-ISAC), whose mission is to ensure resilience and continuity of the global financial services infrastructure.

Who is on the board of the FDX?

Who can become a member of FDX?

What data standard does FDX support?

What about OFX and other standards used to access financial data? How will they migrate over time?

How will the FDX impact privacy and transparency of financial data?

How will the FDX impact user permissioning or user control of their data?

What federal or state regulations impact the FDX API standard?

How will the FDX address conflicts that have existed in the past between financial institutions, data aggregators and permissioned parties related to the access of financial data?

How will smaller regional and community financial institutions benefit from FDX?

Why is FDX a subsidiary of the FS-ISAC?